This week we launched a new feature on our website creatively called: “Design-A-Loan” ! With a minimal amount of data and a couple clicks of the mouse, you can design the financing option that works best for your company and situation. Check it out at: https://secure.lightercapital.com/designaloan.aspx or just click the pic below!
Category | Small Business Loans
Introducing: Design-A-Loan, from Lighter Capital!
By Rob Belcher on March 22, 2012 in Entrepreneur Corner, Keeping Business Fun, News, posts, Revenue Based Financing, Revenue Loans, Small Business Loans
The virtual coffee meeting
Hey did you see that? We recently redesigned the process for applying for a Revenue Loan. Why, you ask? In a nutshell we wanted to make it lighter. That’s what we’re all about, right? But more importantly we wanted to make it more effective. Our previous application just wasn’t getting us the information we needed [...]
Fighting fraud at financial technology companies
Oh no! In the past 30 days, we’ve had our first experience with a fraudulent application. Fortunately, we were able to catch the instance before proceeding with making an investment! How do we establish trust without coffee? That said, it heightened our awareness to the need for even more fraud prevention in our investment process. [...]
What Having a Miscarriage and Raising Debt Have In Common, and How to Improve the Experience of Both
Last Spring my wife had a miscarriage, and it was hands down the worst experience of our lives. We had hundreds of questions, and the doctors seemed to answer them with acronyms and paperwork. We felt like pariahs as friends all around us announced successful pregnancies. A significant contributor to our experience and feelings was [...]
Who Qualifies For A RevenueLoan?
By Mikey on August 17, 2011 in Financial Videos, Revenue Based Financing, Revenue Loans, Small Business Loans
Working here at Lighter Capital I’ve heard a lot of deal talk around the office over the last month. Although I’ve been able to pick up on some info through reading blogs and eavesdropping on conversations there were still some holes in my knowledge of exactly what would qualify someone for a RevenueLoan, and what [...]
On Personal Guarantees
I. No Free Lunch. “Unsecured Business Loans!” “No Personal Guarantees!” “Free Beer and Hot Girls!!” Yeah, right. Lots of folks are clearly interested in the question, “how can I get financing for my business without taking on a huge personal risk of ruin?” And, just like any time there’s a lot of folks interested and [...]
Why Banks Suck Part 1: Overdraft Fees
Financial intermediaries, like banks, exist because of a market need. Pure economics. Someone a long time ago, saw a need in the marketplace for a financial intermediary, hung a shingle, and began the first savings and loan institution. The market need that a bank fills is two-fold: to reduce information costs and to reduce transaction [...]
The Sound of Flocking Wings
By Randall Lucas on March 18, 2011 in Revenue Based Financing, Revenue Loans, Small Business Loans, Small Business News
The sound of wings flapping around our heads is so deafening right now, we feel like Tippi Hedren in Alfred Hitchcock’s film, “The Birds”. But these aren’t the wings of birds we hear, these are the wings of angels! Angel Investors, to be exact. It turns out that investors are tired of waiting for the [...]
Are Citibank and LendingClub really “Greasy Loan Sharks?”
Please let me clarify: I am not leveling an accusation at my fellows in the world of finance. Emphatically, I am not calling those companies by that epithet. But, it seems that they’ve adopted that name for themselves … (read on…) Looking at some keywords to bid on in our neverending quest to bring the [...]
Business Credit from the Trenches: Forum Postings Indicate Loosening
When you think of credit loosening or tightening, you might think of senior loan officer surveys, the Fed Open Market Committee, FHLB standards or likewise. But I like to keep my ear to a more organic source: forum posts on the Web. And to that end, may I reference a recent post on Credit Boards [...]
