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Part of being "lighter" is getting you the answers—and funding—you’re seeking as quickly and easily as possible. We’ve designed our website to do just that. Check out our FAQ page for answers to most common questions about our funding approach. And if it’s capital you seek, simply apply online! It’s the lightest and friendliest loan application around.

Our revenue-based financing model is best suited for companies that are currently generating at least $120,000 in annual revenue. If you’re a pre-revenue startup, you can still apply online so that we can keep you on our radar. You can also sign up for our newsletter to stay in the loop on Lighter Capital and keep us in mind when you get further along proving your revenue model.

Our revenue-based financing model is best suited for software, technology and knowledge-based companies. Entrepreneurs in these high-growth, high-margin markets will find our model to be an exciting new way to raise growth capital without giving up equity. Entrepreneurs in industries with inherently more assets (i.e. collateral) will general find that there are existing sources of capital for that are better suited for their needs. Those industries include real estate, food and beverage, manufacturing, construction and related services etc.

Currently, we are only able to fund US-based companies. In the future we plan to begin offering funding to companies based outside the US. To stay in the loop on Lighter Capital and find out when we’re expanding internationally, signup for our newsletter.

We’re currently offering RevenueLoans ranging from $25k-$500k USD. The amount of funding you can qualify for is based in part on your growth rate, existing debt, use of funds, etc., but is generally around 10% to 30% of your company's annualized runrate. So if you are on track for $1M in sales this year, we can invest about $200k. More about RevenueLoans

We created the RevenueLoan™ to be a light-weight and flexible financing option with entrepreneur-friendly terms. With no dilution, no loss of control, and no fixed repayment schedule, entrepreneurs can stay focused on growing their businesses.

It works like a rev-share agreement. We lend $25k-$500k in capital to help grow your business. Your monthly loan payment is based on a percentage share of your monthly top-line revenue. If your revenues drop, so do your payments. This is ideally suited for early-stage companies that are generating sales, but need additional capital to take full potential of their opportunities and grow as fast as possible.

The RevenueLoan is usually terminated when a predefined total repayment cap is reached, and we target a 1 to 5 year payback term, depending on your unique situation. If your revenues grow faster than plan, you pay back the loan a little faster; if they are slower, then your payback is slower. Revenue-based finance aligns us, the investors, with you, the entrepreneur in your sales growth goals – we want you to grow your business and never push for a quick exit.

Apply for a RevenueLoan