Check the list below for some of the ones we hear most frequently.
Part of being "lighter" is getting you the answers—and funding—you’re seeking as quickly and
easily as possible. We’ve designed our website to do just that. Check out our
FAQ page for answers to most common
questions about our funding approach. And if it’s capital you seek, simply
apply online! It’s the lightest
and friendliest loan application around.
Our revenue-based financing model is best suited for companies that are currently generating
at least $120,000 in annual revenue. If you’re a pre-revenue startup, you can still
apply online so that we can keep
you on our radar. You can also
sign up for our newsletter
to stay in the loop on Lighter Capital and keep us in mind when you get further along proving your
Our revenue-based financing model is best suited for software, technology and knowledge-based
companies. Entrepreneurs in these high-growth, high-margin markets will find our model to be an
exciting new way to raise growth capital without giving up equity. Entrepreneurs in industries with
inherently more assets (i.e. collateral) will general find that there are existing sources of
capital for that are better suited for their needs. Those industries include real estate, food and
beverage, manufacturing, construction and related services etc.
Currently, we are only able to fund US-based companies. In the future we plan to begin offering
funding to companies based outside the US. To stay in the loop on Lighter Capital and find out
when we’re expanding internationally,
signup for our newsletter.
We’re currently offering RevenueLoans ranging from $25k-$500k USD. The amount of funding you can
qualify for is based in part on your growth rate, existing debt, use of funds, etc., but is
generally around 10% to 30% of your company's annualized runrate. So if you are on track for $1M in
sales this year, we can invest about $200k.
More about RevenueLoans
We created the RevenueLoan™ to be a light-weight and flexible financing option with
entrepreneur-friendly terms. With no dilution, no loss of control, and no fixed repayment schedule,
entrepreneurs can stay focused on growing their businesses.
It works like a rev-share agreement. We lend $25k-$500k in capital to help grow your business.
Your monthly loan payment is based on a percentage share of your monthly top-line revenue. If your
revenues drop, so do your payments. This is ideally suited for early-stage companies that are
generating sales, but need additional capital to take full potential of their opportunities and grow
as fast as possible.
The RevenueLoan is usually terminated when a predefined total repayment cap is reached, and we
target a 1 to 5 year payback term, depending on your unique situation. If your revenues grow faster
than plan, you pay back the loan a little faster; if they are slower, then your payback is slower.
Revenue-based finance aligns us, the investors, with you, the entrepreneur in your sales growth
goals – we want you to grow your business and never push for a quick exit.
Apply for a RevenueLoan
Drop us a note using the form below.
info [at] lightercapital [dot] com
719 Second Avenue, Suite 1402
Seattle, WA 98104
RevenueLoan is a registered trademark of Lighter Capital. © 2011 Lighter Capital. All Rights Reserved.