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Stock Warrants

What are Stock Warrants and Why Lighter Capital Doesn’t Use Them

A stock warrant is an agreement in which a lender has a right to buy equity in the future at a price established when the warrant was issued. But what are the risks? Why do venture lenders require them? Here's everything startup founders need to know.

Personal Guarantee

What Is a Personal Guarantee on a Business Loan and Why We Don’t Require One

As a business owner, it’s important to know what a personal guarantee on a business loan is - and, most importantly, that there are alternative funding options that don’t require one.

Tech Bank

What Is the Best Tech Bank for Financing Startups?

There are a variety of tech banks out there that are friendly to SaaS companies, but the banking world still feels relatively hostile to SaaS founders. So, what's a SaaS founder to do? We explore your options.

debt financing startups

4 Debt Financing Sources for Pre-Venture Capital Backed Startups

There are excellent arguments for seeking debt capital instead of venture funding. In this article, we'll cover the 4 most common sources of debt capital for pre-VC funded startups.

Funding Checklist: Documents for Securing a Traditional SMB Bank Loan

We outline the most common documents banks require for securing a traditional bank loan. Thinking about getting an SMB bank loan? This checklist will help.