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Personal Guarantee

What Is a Personal Guarantee on a Business Loan and Why We Don’t Require One

As a business owner, it’s important to know what a personal guarantee on a business loan is - and, most importantly, that there are alternative funding options that don’t require one.

Debt Covenants

What Are Debt Covenants and Why Lighter Capital Rarely Uses Them on Loans

Debt covenants are promises borrowers make to engage or refrain from a specific action in return for a loan. Here's a rundown of everything founders should know about covenants - and why we don't use them on most loans.

Business Loan Cost of Capital

Considering a Business Loan? Don’t Ignore the True Cost of Capital

When considering a business loan to finance your capital needs, you’ll no doubt encounter a number of funding options - but beware of the true cost of capital. Here's what to look out for.

business line of credit

Business Lines of Credit: What SaaS Startups Need to Know

A business line of credit is an excellent choice of working capital for a growing venture. In this article, we explain how a business line of credit works, where to get one, the benefits of the Lighter Line of Credit, and what you need to qualify.

term loan

What Is a Term Loan and How to Get a Loan for Your Small Business

A small business term loan can be an excellent way to get your startup off the ground, but what is a term loan, what are the pros and cons, and how can you get one?

debt financing startups

4 Debt Financing Sources for Pre-Venture Capital Backed Startups

There are excellent arguments for seeking debt capital instead of venture funding. In this article, we'll cover the 4 most common sources of debt capital for pre-VC funded startups.

Startup financing solutions

Introducing New Entrepreneur-Friendly Startup Financing Solutions

Startups have limited access to entrepreneur-friendly debt capital, so we’ve developed more flexible financing solutions to help you reach your next growth milestone – from revenue-based financing to term loans and lines of credit.

5 Reasons Why SaaS Entrepreneurs Should Think Twice about VC

5 Reasons Why SaaS Entrepreneurs Should Think Twice About VC

Before you barrel ahead with crafting your pitch deck, stop and think twice about whether venture capital (VC) is the right choice for your business. VC has some major drawbacks, after all. Here are five reasons you may want to think twice about it.