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Why choose contract-based financing?

Retain ownership and control.

We won’t ask for equity, personal guarantees, or a board seat.

Get the funding you need. Fast.

Our secure online application is fast and easy, and companies can receive up to $4M in growth funding in as little as 1 week.

Pay based on monthly cash flow.

We understand that monthly cash flows can fluctuate, which is why we have payments that scale up or down with your net revenue.

We lead the pack.

Lighter Capital is the largest provider of non-dilutive funding. Over the past decade, we’ve provided hundreds of millions in growth capital  to founders, startups and technology companies.

400+ Companies Funded
$300M+ Invested
900+ Rounds of Funding
100+ Founder & CEO Community

“When the time was right for us to make a move in the market, Lighter Capital was an easy way for us to get the growth funding we needed without diluting our control. Working with Lighter Capital has been a great experience.”

Mark Bania, CEO & Co-founder, Contractor Compliance


Get answers to the most commonly asked questions.

Growth capital with no equity required

Turn contract and invoiced revenue into upfront growth capital.  Get up to $4M.  Zero dilution.  No hidden fees.  No pitch decks.


Ready to get funding?

Your company, your terms

Turn your recurring and invoiced revenue into up to $4 million in financing. Expand your sales team. Amplify your marketing. Accelerate your product development. 

You prioritize your spending. Lighter Capital keeps you in control.

You have customer diversity

Your products or services reach several customers, but an infusion of funds could multiply your audience.

You need not be profitable

If your annual recurring revenue (ARR) exceeds $200,000, we have flexible plans to help you grow.

You’re in the U.S., Canada, or Australia

For your headquarters, a branch or subsidiary, we span the oceans to bridge your financing gaps.

You have recurring revenue

Whether you deal in software, SaaS, tech services, or another business with recurring revenue, our financing meets your evolving needs. 

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