Last updated November 10, 2016
By using the Site, growing businesses seeking additional investment capital can apply for loans from us (the “Services”). In its current form, the Site allows you to provide certain information so that we may contact you and evaluate such applications. We reserve the right to modify or change our Site or any of the Services, temporarily or permanently, with or without notice to you, and we are not obligated to support or update the Site or any Services. You acknowledge and agree that we shall not be liable to you or any third party in the event that we exercise our right to modify, change or discontinue the Site.
Lighter Capital has provided funding to companies in 25+ states across the U.S., but loans may not be available in all states. For California borrowers, loans are made or arranged by Lighter Capital Inc. pursuant to its California Finance Lenders Law License, #603K634. For North Carolina borrowers, loans are made or arranged by Lighter Capital Inc. pursuant to its North Carolina Loan Brokering Filing, #191. For Tennessee borrowers, loans are made or arranged by Lighter Capital Inc. pursuant to Tennessee Industrial Loan and Thrift Certificate, #0000003746.
At this time, Lighter Capital does not offer funding amounts less than $100,000 in Delaware, $250,000 in Connecticut and Texas, $500,000 in Florida, and does not offer its product to companies headquartered in Rhode Island.
Use and Restrictions
Links to Other Sites
You may not use the Site for illegal or unlawful or malicious activities, or for activities that we deem improper for any reason whatsoever in our sole judgment. We reserve the right to take preventative or corrective actions to protect ourselves and our users. Your use of the Site is conditioned in part on your compliance with the rules of conduct provided herein, and your failure to comply may result in termination of your access to and use of the Site and liability for damages caused by your noncompliance. In addition to the foregoing, while using the Site, you may not, except as may be expressly set forth above under “Permitted Uses” (a) impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity, or use or provide any fraudulent, misleading or inaccurate information; (b) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site; (c) “frame” or “mirror” any portion of the Site; (d) use any robot, spider, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of the Site; (e) use the Site or Services for any illegal activity; (f) engage in unlawful multi-level marketing, such as a pyramid scheme; (g) access or use any portion of the Content if you are a direct or indirect competitor of the Company, or provide, disclose or transmit any portion of the Content to any direct or indirect competitor of the Company; (h) use or distribute any Content, including Content that has been delivered to you as part of the Services, to directly or indirectly create or contribute to the development of any database or product; or (i) facilitate or encourage any violations of this Section.
Warranties, Disclaimers and Limitations of Liability
Disclaimer of Warranties
ALTHOUGH THE COMPANY MAKES EFFORTS TO PROVIDE AN ACCURATE SITE, THE SITE AND ALL PARTS THEREOF ARE PROVIDED “AS IS”, “WITH ALL FAULTS”, AND “AS AVAILABLE”. THE COMPANY AND ITS MANAGING MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES AND THIRD PARTY SUPPLIERS (COLLECTIVELY, THE “COMPANY PARTIES”) DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION (1) AS TO TITLE, MERCHANTABILITY, FITNESS FOR ORDINARY PURPOSES AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, (2) THE QUALITY, ACCURACY, TIMELINESS OR COMPLETENESS OF THE SITE AND CONTENT, (3) THOSE ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE, (4) THE SITE AND CONTENT CONFORMING TO ANY FUNCTION, DEMONSTRATION OR PROMISE BY ANY COMPANY PARTY AND (5) THAT ACCESS TO OR USE OF THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR COMPLETELY SECURE. ANY RELIANCE UPON THE SITE AND CONTENT IS AT YOUR OWN RISK AND THE COMPANY MAKES NO WARRANTIES.
THE COMPANY RESERVES THE RIGHT TO RESTRICT OR TERMINATE YOUR ACCESS TO THE SITE AND ANY FEATURE OR PART THEREOF AT ANY TIME.
The Services may be
subject to limitations, delays, and other problems inherent in the use of the
Internet, mobile devices and electronic communications. We are not responsible
for any delays, delivery failures or other damages resulting from such
problems. We do not guarantee the Site will be operable at all times. We
reserve the right to do any of the following, at any time, without notice: (1)
to modify, suspend or terminate operation of or access to the Site, or any
portion of the Site; (2) to modify or change the Site, or Services, or any
portion of the Site, and any applicable policies or terms (except as described
portion of the Site, as necessary to perform routine or non-routine
maintenance, error correction, or other changes.
Limitation of Remedies
IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY CONTENT MADE AVAILABLE OR OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OR ACCESS OF THE SITE OR SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. ANY SERVICES OR CONTENT MADE AVAILABLE OR OBTAINED THROUGH THE USE OF THE SITE, AND ALL OTHER USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK.
Lighter Capital, Inc.,
1501 Fourth Avenue
Seattle, WA 98101
or via email addressed to email@example.com,
Term and Termination
(Please note that these policies do not cover our relationship with companies in which we've already invested; the definitive legal documents govern those cases.)
Questions? Contact us at firstname.lastname@example.org.