• A better way to fund growing tech companies

    Lighter Capital RevenueLoans™

  • Supercharge your growth

    Funding for technology superheroes

  • Lighter Capital has changed the funding paradigm. I would recommend them to any technology company.

    ~ Pete Keane CEO, SalesReach Software

  • Capital for early stage SaaS, software and technology companies

Entrepreneur-friendly

We are 100% focused on SaaS, software
and technology services companies.
  • Repayments scaled to your revenue
  • Retain control and ownership
  • No personal guarantees

Get funded faster

  • Easy online application
  • A couple of investment team calls
  • A month later (or so) — you're funded

Lighter Capital was exactly what they represented — a lighter process.

Jeff Swaim, CEO
Influence Technologies

How RevenueLoans™ work

$50,000 to $1Million in entrepreneur-friendly growth capital
Flexible payments that match the ebb and flow of your business
More capital available as your business grows
“It can be a lot cheaper than equity venture rounds in the long run for the right companies.”
“Lighter Capital aims to hit the sweet spot between angel investors, VCs and banks to disrupt small business lending”
“This kind of financing aligns the goals of the investor and the business owner in a mutually beneficial situation.”

A side-by-side-by-side comparison

Bank / Debt
Financial covenants, ratios, personal guarantee
None or warrants
Inflexible fixed payments, high financial leverage risk
Unaligned or negatively aligned

Neutral
5-10% stated
10-20% after fees
Venture Capital
Board seat, protective provisions, drag-along
Moderate to extreme
Highly flexible; no payments, no financial leverage risk
Growth and exit at all costs, possible goal mismatch

Required
30%+ stated to investors
Lighter Capital
Control
Minimal, non-financial covenants
Dilution
None or warrants
Flexibility / leverage
Flexible payments
linked to revenue, low financial leverage risk
Alignment of Interests
Aligned strictly with revenue growth at all times
Exit Strategy
Entrepreneur-aligned – exit is welcome, but not necessary
Cost of Capital
Entrepreneur-aligned – 25% +/-

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