Grow without VC or bank money?

Absolutely. We're funding more tech companies than ever before.

Entrepreneur-friendly

We are 100% focused on SaaS, software
and technology services companies.
  • Repayments scaled to your revenue
  • Retain control and ownership
  • No personal guarantees

Get funded faster

  • Easy online application
  • A couple of investment team calls
  • A month later (or so) — you're funded

Lighter Capital is our only outside source of funding. It’s great to be able to focus on running my business rather than spending precious time looking for funding.

John Stewart, CEO
Cloudbilt

How RevenueLoans™ work

$50,000 to $1Million in entrepreneur-friendly growth capital
Flexible payments that match the ebb and flow of your business
More capital available as your business grows
“It can be a lot cheaper than equity venture rounds in the long run for the right companies.”
“Lighter Capital aims to hit the sweet spot between angel investors, VCs and banks to disrupt small business lending”
“This kind of financing aligns the goals of the investor and the business owner in a mutually beneficial situation.”

A side-by-side-by-side comparison

Bank Debt
Financial covenants, ratios, personal guarantee
None or warrants
Inflexible fixed payments, high financial leverage risk
Unaligned or negatively aligned

Neutral
Low
Venture Capital
Board seat, protective provisions, drag-along
Moderate to extreme
No payments, but preference at exit
Growth and exit at all costs, possible goal mismatch

Required
High
Lighter Capital
Control
Minimal, non-financial covenants
Dilution
None
Flexibility / leverage
Flexible payments
linked to revenue, low financial leverage risk
Alignment of Interests
Aligned toward revenue growth
Exit Strategy
Exit not necessary
Cost of Capital
Medium

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