Lighter Capital’s COVID-19 Response
Our goal is to continue to provide the highest level of service while ensuring the safety and health of our team and customers. We believe in the wake of this situation, we can continue to help the startup community grow and prosper. We are actively participating in industry discussions regarding the U.S. Coronavirus Aid, Relief, and Economic Security (CARES) Act and will support it as well as our prospects and customers as they navigate this uncertain time.
Letter from our CEO, Thor Culverhouse | Customers login for more information
Ignite Your Company's Growth, Energize Innovation
Lighter Capital and Silicon Valley Bank have teamed up to offer early stage tech companies access to debt capital and banking services.
Lighter Capital Enters Canadian Market to Provide Non-Dilutive Growth Capital to Tech Startups
The Rise of Revenue-Based Financing
Learn why Revenue-Based Financing is the leading alternative financing solution for startups.
The Rise of Revenue-Based Financing
Learn why Revenue-Based Financing is the leading alternative financing solution for startups.
Scale without losing control
At Lighter Capital, we don’t take equity or ask you to make personal guarantees. And we don’t take a seat on your board or make you write a big check if you’re having a down month.
It’s your company.
We’re here to help accelerate your growth—on your terms.
Get funded faster
- Fill out an easy online application.
- Get connected to our investment team.
- Get funded in about a month.
What no personal guarantees means for our clients
What no personal guarantees means for our clients
“Signing a personal guarantee was a definite no for me. Lighter Capital was a great fit because there was no personal guarantee requirement.”
– Aakhil Fardeen, CEO of Lish
Less risk than bank loans, more freedom than VC
| Bank | Lighter Capital | VC & Angels |
|---|---|---|
| Low interest rates | No equity dilution or loss of control | Often provides a large amount of capital |
| Often requires a personal guarantee and complex covenants | No personal guarantees | Requires 20–40% equity stake and a board seat |
| Requires collateral many startups can’t provide | Flexible payments based on monthly revenue | VCs serve their investors, not you |
| Inflexible repayment schedule | Aligned toward revenue growth | 3–9 month fundraising period |
| 2–6 month fundraising period | 1 month application and due diligence process | |
| Follow-on rounds available in as little as a week |
We work with
As seen in
