Grow without VC or bank money?
Absolutely. We're funding more tech companies than ever before.
and technology services companies.
- Repayments scaled to your revenue
- Retain control and ownership
- No personal guarantees
Get funded faster
- Easy online application
- A couple of investment team calls
- A month later (or so) — you're funded
At key times during our growth, Lighter Capital got us the funding we needed fast, allowing us to invest in the business, and not be distracted by fundraising.
John Stewart, CEO
We work with
How our Revenue-Based Financing Works
As seen in
A side-by-side-by-side comparison
|Bank Debt||Lighter Capital||Venture Capital|
|Financial covenants, ratios, personal guarantee||
ControlMinimal, non-financial covenants
|Board seat, protective provisions, drag-along|
|None or warrants||
|Moderate to extreme|
|Inflexible fixed payments, high financial leverage risk||
Flexibility / leverageFlexible payments
linked to revenue, low financial leverage risk
|No payments, but preference at exit|
|Unaligned or negatively aligned||
Alignment of InterestsAligned toward revenue growth
|Growth and exit at all costs, possible goal mismatch|
Exit StrategyExit not necessary
Cost of CapitalMedium