The Rise of Revenue-Based Financing
Learn why Revenue-Based Financing is the leading alternative financing solution for startups.
The Rise of Revenue-Based Financing
Learn why Revenue-Based Financing is the leading alternative financing solution for startups.
Ignite Your Company's Growth, Energize Innovation
Lighter Capital and Silicon Valley Bank have teamed up to offer early stage tech companies access to debt capital and banking services.
Scale without losing control
At Lighter Capital, we don’t take equity or ask you to make personal guarantees. And we don’t take a seat on your board or make you write a big check if you’re having a down month.
It’s your company
We’re here to help accelerate your growth—on your terms.
Get funded faster
- Fill out an easy online application.
- Get connected to our investment team.
- Get funded in about a month.
What no personal guarantees means for our clients
What no personal guarantees means for our clients
“Signing a personal guarantee was a definite no for me. Lighter Capital was a great fit because there was no personal guarantee requirement.”
– Aakhil Fardeen, CEO of Lish
Less risk than bank loans, more freedom than VC
| Bank | Lighter Capital | VC & Angels |
|---|---|---|
| Low interest rates | No equity dilution or loss of control | Often provides a large amount of capital |
| Often requires a personal guarantee and complex covenants | No personal guarantees | Requires 20–40% equity stake and a board seat |
| Requires collateral many startups can’t provide | Flexible payments based on monthly revenue | VCs serve their investors, not you |
| Inflexible repayment schedule | Aligned toward revenue growth | 3–9 month fundraising period |
| 2–6 month fundraising period | 1 month application and due diligence process | |
| Follow-on rounds available in as little as a week |
We work with
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