

Lighter Capital & NAB: A Collaboration to Support Innovation for Australian Startups
Choosing the right long-term growth partners saves you time when you’re busy growing – and lays the foundation for your future growth and success. Reach your next milestone with our exclusive offer, tailored specifically to the needs of early stage Australian startups.
Flexible Financing Solutions to Grow Your Startup
Get access to up to $4.25M–with the ability to mix-and-match
based on your capital needs.
Lighter Revenue-Based Financing | Lighter Term Loan | |
---|---|---|
Capital Needs | Growth Capital | Growth Capital |
Common Use Cases | Immediate access to growth funding now and potential for additional funds as your company grows | Immediate access to growth funding now and pre-approval for additional funds |
Funding Structure | Revenue-based loan that scales with your company’s performance. No fees. | Traditional small business loan with forward commitment.* No fees. |
Repayment Schedule | Flexible payments based on your company’s ups and downs | Fixed payments to better manage costs |
Equity Warrants | Not required | Not required |
Personal Guarantees |
Not required | Not required |
Board Seats | Not required | Not required |
Funding Available | Up to $4.25M AUD in total capital funding, with the ability to mix and match fund structures based on needs | |
Minimum Qualifications |
Tech companies (Software, SaaS, tech services, etc.) $20K MRR (average minimum) AUD Based in Australia or a subsidiary in Australia |

Finding the Right Financing for Your Capital Needs
Looking to finance your startup? Learn about the different startup funding options available today, how to compare them, and assess your true cost of capital. Watch our Webinar on Demand or download the Playbook today.
Your Company. Your Terms.
From Lines of Credit to Term Loans with pre-approval for a forward commitment. You decide how and where to spend it. Don’t just meet your next milestone – exceed it.
Is our funding a fit for you?
For tech companies only
Software, SaaS, tech services, etc.
You’re generating revenue
Your monthly recurring revenue (MRR) has averaged at least $20K on average
You’re in Australia.
Based in Australia or a subsidiary in Australia.
You don’t need to be profitable
We don’t require you to be profitable, but we do like to see a path to profitability.
You have customer diversity
You’re currently supplying your products or services to at least 10 clients.
Funding that scales
Funding that scales as your company grows. Follow-on rounds in as little as a week.
We Lead the Pack.
Lighter Capital is the largest provider of non-dilutive debt capital to early stage tech startups.
400+ Companies Funded
$200M Invested
650+ Rounds of Funding
Hear from some of our entrepreneurs about how we can help you grow your tech startup – your way.

“At key times during our growth, Lighter Capital got us the funding we needed fast, allowing us to invest in the business and not to be distracted by fundraising.”


“With our third financing from Lighter Capital, we chose the Lighter Term Loan because of its predictability. We know exactly how much we’re paying each month, regardless of the ups and downs in our sales cycle.”

“Entrepreneurs should consider Lighter Capital's financing as an option for growing their business. It's often cheaper than selling equity. And the model allows Lighter to lend to earlier stage companies and provide more flexible repayment terms.”

In case you missed it, the Lighter Capital Founders Series 2020 is now available on demand:

Webinar On Demand:
How Will SaaS Startups Rebound from the Pandemic?
Guest speaker Dr. Christopher Thornberg shares his predictions about how the economy will rebound.

Webinar On Demand:
Post-COVID 19: What Are the Best SaaS Startup Funding Options to Fuel Growth?
Our expert panel discusses the funding options available to startups today.
Visit the startup finance blog for expert advice on scaling your startup.
May 26, 2020
Know and Maximize Your Runway
All currency on this page is listed in Australian Dollars and the amounts are subject to change without notice at the discretion of Lighter Capital.