Amortization Schedule
An amortization schedule is a detailed table that shows each payment of a loan over its term. It breaks down each payment into two main components: the principal and the interest.
Key elements typically included in an amortization schedule are:
Payment number: Indicates the sequence of payments (e.g., 1, 2, 3, etc.).
Payment date: The date a specific payment is due.
Payment amount: The total amount paid in each installment.
Interest payment: The portion of each payment that goes toward interest.
Principal payment: The portion that goes toward reducing the loan's principal balance.
Remaining balance: The outstanding balance after each payment.
This schedule helps borrowers understand how their payments are applied over time, showing how much of each payment reduces the principal and how much goes toward interest, as well as how the outstanding balance decreases.
Financial Glossary
Use Lighter Capital's glossary to understand common terms used in finance and investing, so you can build financial literacy and make informed decisions for your startup.
Amortization Schedule
An amortization schedule is a detailed table that shows each payment of a loan over its term. It breaks down each payment into two main components: the principal and the interest.
Key elements typically included in an amortization schedule are:
Payment number: Indicates the sequence of payments (e.g., 1, 2, 3, etc.).
Payment date: The date a specific payment is due.
Payment amount: The total amount paid in each installment.
Interest payment: The portion of each payment that goes toward interest.
Principal payment: The portion that goes toward reducing the loan's principal balance.
Remaining balance: The outstanding balance after each payment.
This schedule helps borrowers understand how their payments are applied over time, showing how much of each payment reduces the principal and how much goes toward interest, as well as how the outstanding balance decreases.
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Lighter Capital's non-dilutive financing provides startups with a quick upfront injection of growth capital based on the business's recurring revenue streams. That means you get to keep your equity and control of the business, and your loan payments are right-sized to what the business can support. Our financing also scales with you as you grow. Apply online to find out how much you may qualify for.
