Matt Dowling
Investment Director Australia
We're committed to Australian startups
Lighter Capital and Fintech Australia partner to expand the Australian startup ecosystem
To grow more Australian startups, Lighter Capital and FinTech Australia are partnering to advance the Australian startup ecosystem, by nurturing and growing a better, more innovative, and advanced Fintech economy and culture.
Lighter Capital secures $30M Fund from the Victorian government to invest in tech startups
Under the Venture Growth Fund, the government co-invests with institutional investors in Australia to give high-growth, revenue-generating startups access to non-dilutive capital to expand their businesses and increase their workforces.
Lighter Capital and NAB collaborate to boost innovation for Australian startups
Choosing the right long-term growth partners saves you time when you’re busy growing, and it lays the foundation for your expansion and success. Reach your next milestone with our exclusive offer, tailored to the needs of early-stage Australian startups.
Provided over $350M+ in financing
Australian clients gain $200,000 in product discounts
Active 100+ Founder/CEO community
The largest network of banking, venture, and legal partners
Financing that supports expansion into US market
20%+ of clients have already had a profitable acquisition
Unlike other funding, you’ll never sell equity, pay origination fees, hand over board seats, sign a personal guarantee, or covenant.
Lighter Capital is in a class by itself
If your startup is already making $200K ARR, we can find a non-dilutive financing solution
You can customize your payback terms
You can scale financing to your revenue type
Your financing will align with your strategy and goals
You can find solutions to get multiple financing rounds
You can access financing up to $4M within a few days
Grow your startup’s valuation without selling equity
Drive growth through acquisitions
Buyout existing investors
Improve valuation for future funding rounds
Bridge equity funding rounds
Invest in R&D and product development
Grow your sales or marketing team
We fund high growth Australian SaaS startups
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WHAT TYPES OF STARTUP FINANCING DO YOU OFFER?
We offer different types of revenue-based debt financing solutions to support the varying needs of growing early-stage tech startups who want to preserve equity.
Get upfront capital in a term-based loan with a traditional structure and fixed monthly payments, or get financing with one of our revenue loan facilities. We partner with you to learn your business and find the best type of financing that will help your startup reach its goals.
HOW DOES LIGHTER CAPITAL COMPARE TO OTHER STARTUP INVESTORS AND LENDERS?
Lighter Capital has been funding startups for more than a decade. We've financed more than 500 companies over 1,000 rounds, with a focus on long-term sustainable growth — not fast money that zaps your cash and actually slows you down.
Of course, we're more than just money. We provide our clients with the same benefits you might expect from venture capital investors, including:
Access to knowledge and networking—virtually and in person—through the exclusive Lighter Client Community.
Discounts on products and services from our many partners that can save you money and help you scale more efficiently.
Direct connections to our own network of VCs, investors, and other financial services for startups.
We couldn't be more proud of the innovative startups and entrepreneurs with successful exits in our established client portfolio. We're humbled to be on this remarkable growth journey alongside all of you.
WHO SHOULD APPLY?
Our financing solutions are best suited for technology and SaaS startups with steady recurring revenue streams, whether that's through long-term contracts with customers or monthly subscriptions.
You should have a minimum of $200K in annual recurring revenue (ARR) or $15K MRR from a diverse customer base.
You don't need to be profitable or even have positive cash flow. We expect early-stage tech startups to be cash flow negative, or neutral at best, since you're continually pumping revenue back into the business to keep it growing.
Your business should be based in the U.S., Canada, or Australia.
Sound like you? Complete our secure online application in less than 2 minutes to get funded!
DO YOU INVEST IN COMPANIES OUTSIDE OF THE U.S., CANADA, AND AUSTRALIA?
No; however, if you have office locations or do business in any of these countries, you may be eligible. In the future, we aspire to work with startups in other global tech markets.
“Lighter Capital helped us get the funding we needed at a critical time in our growth, allowing us to continue to aid schools around Australia with their everyday administrative tasks.”
Blake Garrett, School Bytes CEO
What's required?
No pitch decks, no business plans.
Profitability is not required, but having steady revenue is key.
Apply quickly and easily if you meet these simple criteria:
You have an array of revenue sources
You serve a diverse clientele buying your products or enlisting your services.
You generate recurring revenue
You have at least $200K in ARR from software, SaaS, tech services or a similar sector.
You’re in the US, Canada, or Australia
You have a headquarters, branch or subsidiary in one of these countries.
