Flexible Financing Solutions to Grow Your Startup

Reach your next growth milestone with Lighter Capital
Looking to bring on that critical new hire or make essential payments? We can provide up to $3MM in total capital funding—with the ability to mix and match based on your capital needs.

Revenue-Based Financing

Entrepreneur-friendly growth capital that scales with your company.

Apply Now

Lighter Term Loan

A traditional loan structure with a forward commitment* for access to more capital in the future.

Apply Now

Lighter Line of Credit

Working capital on-demand and peace of mind knowing you can make essential payments.

Apply Now

Compare our financing solutions to discover which options will get you to the next level

Lighter Revenue-Based Financing Lighter Term Loan Lighter Line of Credit
Capital Needs Growth Capital Growth Capital Working Capital
Best Use Cases Immediate access to growth funding now and potential for additional funds as your company grows Immediate access to growth funding now and pre-approval for additional funds On-demand access to revolving line to make essential payments
Fund Structure Revenue-based loan that scales with your company’s performance. No fees. Traditional loan with forward commitment.* No fees. On demand revolving line of credit. No fees.**
Repayment Schedule Flexible payments based on your company’s ups and downs Fixed payments to better manage costs Pay only when you start drawing funds
Equity Warrants Not required Not required Not required
Personal
Guarantees
Not required Not required Not required
Board Seats Not required Not required Not required
Funding Available Up to $3MM in total capital funding, with the ability to mix and match fund structures based on needs
Minimum
Qualifications
Tech companies (Software, SaaS, tech services, etc.)
$15K MRR (average minimum)
Based in the U.S. or a subsidiary in the U.S.

Not sure which funding option is best for your company?

Contact us and a team member will reach out to share how we can help you achieve your growth goals.

Grow your startup to the next level

Lighter Capital is the largest provider of non-dilutive debt capital to early stage startups.

300+

Companies Funded

$150MM+

Amount Invested

500+

Rounds of Funding

Discover why Lighter Capital is the most trusted financial partner dedicated to startup growth

Retain ownership and control

Diversify funding sources to keep your options open and retain ownership and control. We won't ask for equity, personal guarantees, or a board seat.

Ease of access to capital

Up to $3MM in total capital funding, with the ability to mix and match based on needs.

Transparency

Funding based on what you’ve built—not who you know. Tech-enabled objective application process eliminates biases.

Innovative financial offerings

Financing to fit your stage of growth and business needs. Partnership with Silicon Valley Bank with services tailored for startups.

What our clients have to say

Get flexible funding to empower your growth

Apply Now

*Subject to qualification and approval

**1% fee to be offset by a 1% reduction in the Lighter Line of Credit interest rate.