Why choose revenue-based financing?

Retain ownership and control.

We won’t ask for equity, personal guarantees, or a board seat.

Get the funding you need. Fast.

Our secure online application is fast and easy, and companies can receive up to $3M in growth funding in as little as 4 weeks.

Pay based on monthly cash flow.

We understand that monthly cash flows can fluctuate, which is why we have payments that scale up or down with your net revenue.

Is it a good fit for my company?

For tech companies only

Software, SaaS, tech services, digital media or similar businesses.

You’re generating revenue

Your monthly recurring revenue has averaged at least $15,000 in the last three months with gross margins of at least 50%.

You have customer diversity

You’re currently supplying your products or services to at least 10 clients.

You’re based in the U.S.

We fund companies based in or primarily operating out of the United States.

You don’t need to be profitable

We don’t require you to be profitable, but we do like to see a path to profitability.

Funding when you need it

You don’t need to borrow it all up front. We’ll provide further financing as you grow.

Why choose Lighter Capital?

Lighter Capital is the largest provider of non-dilutive debt capital to early stage startups. We’ve invested over $200M in 350+ companies in over 650 rounds of financing.

Frequently Asked Questions

Revenue-based financing, sometimes known as royalty-based financing, was used by oil investors in the early 20th century to finance oil and natural gas exploration, and later by the pharmaceutical industry, Hollywood, and energy companies. Investors began applying it to early-stage companies in the 1980s. Revenue-based financing blends the best of bank debt and venture capital, and a company should expect the cost of capital to fall within that range.

No. Lighter Capital provides revenue-based financing, which means we give you unrestricted capital for growth in return for a small percentage of monthly revenues. “Factors” or “receivables financiers” basically speed up the cash flow from sales that already happened (or are just about to happen). Factoring provides working capital; revenue-based financing is growth capital. It comes with fewer restrictions and impositions on your workflow, and is paid monthly compared to daily or weekly, as with factoring.

No. Angels and VCs tend to respond positively to revenue-based financing. It gives your company more leverage without diluting equity, which future investors like for two reasons

  1. It makes the pie bigger for them.
  2. Having fewer early-stage investors means there’s more pie to go around.

There’s also no valuation event, which helps keep things simple.

Many of our clients have used our funding to scale their companies and earn better term sheets from prospective investors, and many of our clients have gone on to raise VC funding.

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Ready to grow?

Fuel your growing startup with our flexible funding today.

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