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Startup Convertibles: 18 FAQs (with Real-Life Scenarios)
Convertible notes are a popular funding tool because they’re fast, flexible, and keep your startup moving when traction is building but valuation debates feel premature. Here’s a founder-friendly guide to the most common questions about convertible notes.
6 min read


Should I Raise a SAFE, Convertible Note, or Priced Equity Round?
We field a lot of questions from SaaS founders about raising convertible and priced equity rounds in their early stages. We’re here to help you answer the most frequently asked question.
6 min read


Why Convertible Debt Reigns Supreme for Early-Stage Startups
When your startup is fresh out of the garage with little more than a pitch deck and a dream, valuing your company can feel like signing up to run a marathon without any preparation. That’s why convertible debt remains popular among early-stage startups and investors
7 min read


What Is Revenue-Based Financing and How Does It Work?
Our guide to revenue-based financing explores pros, cons, use cases, funding requirements & more. Find out if RBF is right for your startup.
11 min read


VC 3.0: How Venture Capital is Changing in the Age of AI
For SaaS founders, especially those balancing growth and capital efficiency, VC 3.0 presents both challenges and abundant opportunities. Find out what VC 3.0 is, how fundraising has changed, and what founders need to know to adapt and succeed.
6 min read


MCA and Factoring Debt Refinancing Blocked by SBA
Like financial nitroglycerin—powerful, fast, and volatile—short-term financing solutions may get your startup through a cash crunch, but they can easily trap you in a cycle of expensive debt. A recent SBA rule change (effective June 2025) closes off a major escape route startups once had for MCA loans and factoring debt. What can founders do now to offload expensive debt and keep growing?
4 min read


Funding an AI Startup in 2025
Explore the latest AI startup funding and investment trends, and learn alternative capital raising strategies for early-stage startups.
6 min read


A Record-Breaking Year for Venture Debt
2024 marked a record-breaking year for U.S. venture debt deals, which reached $53.3 billion in investments. According to PitchBook’s NVCA Venture Monitor, the dramatic increase in venture debt funding—up 94% from 2023—was driven by evolving venture capital (VC) dynamics.
4 min read


Navigating Startup Funding Rounds, from Early Stage to Exit
Every entrepreneur needs one thing to build their startup from idea to successful exit: money. Without a growth capital roadmap, founders on the startup journey face twists, turns, detours, and even a potential dead-end. What many don’t anticipate is the toll that repeated fundraising rounds can take on them and the business. Don’t end up like so many founders who wish they had known.
6 min read


Should Bootstrapped Startups Avoid Debt?
Bootstrapping a startup and building a sustainable business not only requires disciplined cash flow management but also careful management of expenses—you have to be laser-focused on where every dollar goes. Financial flexibility is a luxury that bootstrappers often don’t have. A little extra cash can go a long way. Is debt right for you?
7 min read


Short-Term Debt: Can Fast Financing Help Your Startup Grow?
Short-term financing—a loan that's paid back in 12 months or less—often attracts startup founders looking for lower capital costs and quick access to cash, but those benefits can fade quickly if the loan terms don’t line up with what the business needs. How do you know if short-term debt can help your SaaS business grow without adding unnecessary risk and costs? Start here.
8 min read


5 Tips for Managing Debt at a Growing Startup
As SaaS startups strive to win market share, debt can be a powerful asset for fueling growth. Though acquiring and managing debt can be a risky endeavor, structured planning and tracking goes a long way to help founders minimize those risks. Learn to manage startup debt wisely and maintain fiscal stability.
2 min read


SaaS Financing Options to Fund Your Startup in 2025
Don't let opportunities pass you by! Check out these SaaS-friendly funding solutions to extend your runway and help your startup grow.
5 min read


How to Prep Your Startup's Financial Documents for Investors
You’ll need to present your financials to prospective investors to get funding for your startup. Here's how to prepare.
3 min read


The SaaS Startup's Guide to Cash Flow Forecasting
Want make smarter decisions and secure your financial future? Master cash flow forecasting for your SaaS startup.
7 min read


SaaS Cash Flow Analysis Explained
Learn how to manage cash flow for your SaaS startup with our comprehensive guide that covers all the cash flow fundamentals.
9 min read


How to Improve SaaS Cash Flow
Learn strategies for improving cash flow in your growing SaaS business and circumnavigate the challenges of startup funding.
3 min read


What Is A Personal Guarantee On A Business Loan?
Don't risk your life's savings for a startup business loan! Learn about personal guarantees, and whether or not you have to agree to them.
4 min read


Creating Realistic Financial Projections for Your Startup
Follow these principles for building aggressive, yet realistic financial projections for your startup when raising capital from investors.
5 min read


How Debt and Venture Capital Work Together
Combining revenue-based financing and VC funding in a hybrid funding strategy has benefits for founders and investors.
5 min read
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