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Dec 22, 20238 min read
Short-Term Business Loans: Can Fast Financing Help Your Startup?
How do you know whether a short-term business loan can help your SaaS business grow without adding unnecessary risk and costs? Start here.
Sep 28, 20235 min read
SaaS EBITDA Margins and The Rule of 40
What is a good EBITDA margin for a SaaS startup, and what does the Rule of 40 tell you about your business? Get the answers here.
Sep 26, 20236 min read
Good Debt vs. Bad Debt: Know the Difference to Fund Your Startup Wisely
We’ve seen how debt can help and hurt a young startup. Learn how to recognize and avoid bad debt that could sink your startup.
Sep 9, 202311 min read
What Is Revenue-Based Financing and How Does It Work?
Our guide to revenue-based financing explores pros, cons, use cases, funding requirements & more. Find out if RBF is right for your startup.
Sep 1, 20234 min read
SaaS Gross Margins and How to Increase Yours
What's a good gross margin for SaaS startups? Compare yours to SaaS industry benchmarks and learn how to increase your profit margin.
Aug 31, 20234 min read
How to Calculate EBITDA Margin and What It Says About Your Financial Health
What is EBITDA margin, how is it calculated, and what does it tell you? Learn about this popular, alternative measure of profitability.
Aug 30, 20235 min read
Accounting for Cost of Goods Sold (COGS) in SaaS
SaaS startup financials often report cost of goods sold wrong, or don't account for it at all! Here's how to get it right.
Aug 29, 20235 min read
Gross Margin vs. Net Margin: Two Startup Profitability Calculations
How are gross profit margin and net profit margin different? Learn how to calculate each of them and why healthy margins are important.
Aug 17, 20235 min read
Tech Startup Survival Guide: Raising Cash When Funding Dries Up
Lighter Capital’s step-by-step survival guide helps tech startups navigate cash flow and funding to keep growing in a shaky economy.
Aug 11, 202310 min read
The Bootstrapped Startup’s Guide to Debt Financing
If you’re looking for an alternative to venture capital to grow your startup, our debt financing guide is a great place to start!
Aug 10, 20237 min read
How to Increase Your Tech Startup's Valuation
There are good reasons to increase your SaaS startup's valuation! Learn different ways to drive a higher valuation for your business.
Aug 10, 20235 min read
How To Calculate Your Startup’s Burn Rate and Manage It
Your burn rate, or how fast you spend your cash, requires a balanced approach to risk. Here's how to calculate your burn rate and manage it.
Jul 28, 20236 min read
Startup Runway Explained: Don't Let Your SaaS Run Out of Cash
Find out how much runway your SaaS startup should have and how to extend your runway if you need more to sustain growth.
May 16, 20236 min read
Debt Financing vs. Equity Financing: Pros and Cons
While there are pros & cons to every capital source, debt financing offers startups many advantages over equity. Explore the benefits.
Apr 25, 20233 min read
Convertible Note Valuation Caps: Necessary or Evil?
What's a valuation cap? Learn what it is and how it works before you consider convertible debt for your startup's next fundraising round.
Mar 4, 20236 min read
The Importance of Bookkeeping for Fast-Growing Startups
Fine-tuned, accurate bookkeeping is a seldom mentioned startup success factor. Learn why it's important to get your books in order, ASAP.
Feb 22, 20234 min read
10 Steps for Setting up Your Startup's Accounting Function
It's never too soon to set up your startup's accounting function & establish infrastructure to support company finances as you grow.
Feb 21, 20235 min read
What Is Unit Economics in SaaS?
Taking a unit economics approach helps you steer your SaaS company in the right direction, with a focus on driving profit and growth.
Feb 1, 20234 min read
Venture Debt: Exploring Benefits, Risks, and Tradeoffs for Startups
What is venture debt and how does it work? Learn the basics so you can avoid bad funding deals that put your business at risk.
Jan 10, 20235 min read
Debt Covenants Explained: A Guide for Startups
What are loan or debt covenants and how do they work? Learn to steer clear of overly-restrictive covenants and avoid costly violations.
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